Keep more of every sale
Enable Pay by Bank for Online or In-Store Payments.
No cards, no delays – just fast secure Payments.
Lower Costs. Higher Profits
Boost margins by cutting transaction fees and eliminating unnecessary middlemen from every payment.
Accept payments anywhere – online or in-store. Customers simply choose Pay by Bank at checkout to complete their purchase securely through their mobile banking app. For in-person sales, merchants can use our ClearPOS technology to accept payments directly from a smartphone – no extra hardware required.
See how much you could save below by adjusting the slider to match your monthly turnover and comparing our low OpenClearing rates with traditional card fees.
Annual turnover
Online Checkout with same day settlement
Add Pay by Bank to your checkout – cut fees, reduce fraud, and issue faster refunds.
Reduced fees: No card schemes or extra middlemen – keep more of every sale.
Same-day settlement: Funds land in your account the same day.
Quicker refunds: Full or partial refunds go straight back to the customer’s bank – fast.
Reduced fraud, no chargebacks: Strong Customer Authentication in the bank app; no card details entered.
In-person payments, live in minutes
Turn your phone into a payment terminal – no extra hardware, no customer app.
Start today: Download the ClearPOS app on iOS or Android and take your first payment in minutes.
No customer app: Shoppers approve in their own mobile banking app using Face ID or PIN.
Same-day funds: Settlements via Faster Payments, typically by end of day.
Tips & references: Enable tips and add custom references right in the app.
Scan. Pay. Done.
Your customers simply pay using the banking app from their mobiles.
Enhanced Security and Reduced Fraud
Bank-level authentication at checkout – online and in-store.
Strong Customer Authentication: Approval in the customer’s own banking app using Face ID or PIN.
Less fraud, no chargebacks: No card details entered; Pay by Bank avoids card-scheme chargebacks.
Enterprise-grade protection: PSD2/Open Banking compliant platform with hardened, audited APIs.
Trust by design: Real-time confirmation and minimal data handling increase customer confidence.
Pay by Bank
In-Person or Online
Scan. Pay. Done.
Fast, easy and secure payments
Get real-time insights
Check business performance
Review cash flow and growth
24/7 Support
Resolve issues rapidly
We’re on-hand as your trusted partner