Scan. Pay. Done.

Online Checkout
Get paid in a single click
A complete checkout solution for account-to-account payments.
Enable one-click payments from your checkout page on web or mobile. Customers scan the QR Code and are instantly connected to their preferred bank for a fast, secure, and effortless payment experience – without the need to fill in card numbers, email addresses or home addresses.
Payments live in minutes
Add a ‘Pay by Bank’ button by dropping a few lines of code into your checkout page to integrate your website with our solution.
Our platform leverages open banking to connect seamlessly with all UK banks while maintaining full compliance with PSD2 regulations. Customers benefit from secure, biometric authentication for payments, and all APIs are safeguarded to the highest security standards.
In-Store Payments
Merchant PoS
Start accepting payments by downloading our SoftPoS mobile app from the Apple App Store or Android Google Play. The App is designed to minimise set-up time and can be used immediately once signed-up.
Transactions are processed using a similar interface as your current PoS terminal and funds can be available in your bank account by the end of each working day.
View payment transactions in real time and get instant insights into daily, weekly and monthly trends.
Customer Payment
Customers can make payments directly from their mobile device without the need to download an additional app, driving faster adoption of this new payment method.
Payments are authorised seamlessly through the customer’s mobile banking app, with merchants receiving instant confirmation of successful payment in real time.

Sign-up
Verification
Start accepting payments by registering with Open Clearing. The onboarding process is straightforward, requiring only basic details such as your business name, address, and owner information. For verification, the platform securely requests a photo and matches it against your passport or driving licence.